Terms of Service

Effective: May 2, 2026

Service

The Solo 401(k) Calculator estimates 2026 employee deferral, employer profit sharing, combined cap consumption, federal tax savings, and a single-year compounding projection from the inputs you provide. It is offered free of charge by Choppy Toast.

Not tax or financial advice

Outputs are estimates based on published IRS limits. They do not replace advice from a CPA, enrolled agent, or fiduciary financial planner. Tax law can change; we update annually but cannot guarantee real-time accuracy.

Use of the calculator

You may use the calculator for personal, business, and educational purposes including embedding screenshots in client work. You may not scrape the site to build a competing product. You may not redistribute the calculator code without permission.

No warranty

Provided "as is" without warranty of any kind. We are not liable for tax filing decisions, IRS penalties, or investment outcomes resulting from use of these estimates.

Contact

For terms questions: [email protected]